Call in a Collection Agency for Claims

Whether you owe medical bills, piles of credit card debt or a little bit of money to the furnace guy for that repair last winter, you’re going to get collection calls. Debt collectors buy past-due debts from creditors and other businesses that have no more interest in pursuing them and then attempt to collect the debt from you. While debt collection is a billion dollar industry and most of us have at least some sort of unpaid debt, there are laws in place to help protect consumers from abusive collection practices.

How long does collection process take?

The Fair Debt Collection Practices Act and other state laws have strict rules about how debt collectors can contact you. Unfortunately, not all collection agencies comply with these laws. If you receive a call from a debt collection agency that you believe is breaking the law, it is best to first dispute the debt in writing. Send a letter or form that asks the collector to validate the debt, including the original amount you owed and any extra fees they have added. Once the debt is validated, the collector cannot continue to collect on the debt or report it to your credit reports unless they can prove that they actually own the debt. Check this out :

Also, if you think that a debt collector is violating your rights, it is a good idea to hire an attorney. The attorney can help you file a complaint with the consumer protection agency and possibly get monetary damages for violations of your rights.

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How to Sell Your House in 5 Days

Sometimes life selling your home for cash a curve ball and you find yourself in the situation of needing to sell your house quickly. This can be due to financial challenges, job relocation or property inheritance among others. Whatever the reason, there are several ways you can sell your home fast. These include cleaning and decluttering, choosing the right selling strategy, undertaking minor repairs and upgrades, hiring a stager, adding curb appeal and most importantly, selling your house to cash buyers.

To start with, it is essential to clear your personal items from the home. This helps the potential buyer to visualize the space and make it their own. It also enables the buyer to make an informed purchase decision. Secondly, it is important to set a realistic price for the property. This is because if the home is priced too high, it will not attract buyers. On the other hand, if it is underpriced, it may take a long time for the property to sell.

Pocketing More Profits: Strategies for Selling Your Home Commission-Free

A professional real estate agent will do a thorough market research of the area to determine the appropriate price for your property. They will also compare comparable homes in your neighborhood to ensure the property is competitively priced. Moreover, they will also advise you on the best timing for the sale of your home.

One of the best ways to sell your home fast is by selling it to a local investor or iBuyer. Cash buyers can close the deal within a few days, making them your fastest home-selling option. This is because they do not have to wait for bank approvals or appraisals.

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